Stephen Sicoli

What we KNOW about the new C-22 Canada Disability Benefit

Dispelling the myths & rumors behind the new Canada Disability Benefit Recently, I have been getting lots of questions and confusion around the Canada Disability Benefit that was introduced by Bill C-22. This bill proposes to enact the Canada Disability Benefit Act to create the new Canada Disability Benefit for working-age persons with disabilities. This […]

You down with the DTC? Yeah, you know me!

When you’re dealing with disabilities, whether for yourself or your child, it can often feel like navigating a never-ending maze of paperwork and programs. The last thing you need is more administrative hassle, right? Well, when it comes to the Disability Tax Credit (DTC) and the Registered Disability Savings Plan (RDSP), the good news is […]

Employer-Provided Coverage, is it enough?

Here are some reasons you may want to look at supplementing it with a policy that YOU own. As part of your employee benefits package, your employer may provide some group term life insurance. Although its nice to have,  it’s important to consider whether it’s sufficient to meet your financial needs. Problem 1: Your Employer […]

Is it worth getting Critical Illness Insurance?

As with any insurance, the answer will change from person to person. Before we explore the need(s) of the client, we should get a better understanding of what this coverage does. As the average life expectancy in Canada and the United States continues to increase, insurance brokers are finding ways to make sure people can […]

5 Huge Mistakes To Avoid When Building A Financial Plan

5 Huge Mistakes To Avoid When Building A Financial Plan Number 3 could cost you THOUSANDS! 1.Trying to “go it alone”/Doing everything yourself. Yes it’s true you can use online brokerages for stocks, bonds, ETF’s & cryptocurrencies, you could create a plan for yourself without ever meeting with a live person. Although, you may be […]

Why Life Insurance Is Important

Why Life Insurance? There are many reasons people look at getting life insurance.  From the very young to the old, there are different products to fit different needs.  Here are a few of the most common reasons we see people applying for life insurance: You’re going to have kids or already have kids One of […]

Overcoming Financial Setbacks: Tips For Entrepreneurs

By : Derek Goodman of Inbizability. (Guest Writer) Most entrepreneurs are familiar with financial trouble. It’s not uncommon for startups to fail due to cash flow issues, and these financial setbacks can be incredibly discouraging. Investing in another business seems like the worst thing you could do after experiencing a financial loss, but once you get your personal […]

AUTISM in LOCKDOWN

FINANCIAL PLANNING DURING a CRISIS: AUTISM in LOCKDOWN When going through a crisis it can be very hard to focus on the future or even on the current situation. Although this crisis is difficult, it has brought many people together and has shown the strength of the human condition. You must ensure the safety and […]

Financial Goal Setting

Financial Goal Setting Before I get started on the breakdown of financial goals, I would like to start with a few words about goal setting in general: The basis of any plan, financial or otherwise is having the end goal in mind. It is much easier to get to where you need to be when […]