Employer-Provided Coverage, is it enough?

Here are some reasons you may want to look at supplementing it with a policy that YOU own. As part of your employee benefits package, your employer may provide some group term life insurance. Although its nice to have,  it’s important to consider whether it’s sufficient to meet your financial needs. Problem 1: Your Employer […]

Is it worth getting Critical Illness Insurance?

As with any insurance, the answer will change from person to person. Before we explore the need(s) of the client, we should get a better understanding of what this coverage does. As the average life expectancy in Canada and the United States continues to increase, insurance brokers are finding ways to make sure people can […]

5 Huge Mistakes To Avoid When Building A Financial Plan

5 Huge Mistakes To Avoid When Building A Financial Plan Number 3 could cost you THOUSANDS! 1.Trying to “go it alone”/Doing everything yourself. Yes it’s true you can use online brokerages for stocks, bonds, ETF’s & cryptocurrencies, you could create a plan for yourself without ever meeting with a live person. Although, you may be […]

Financial Goal Setting

Financial Goal Setting Before I get started on the breakdown of financial goals, I would like to start with a few words about goal setting in general: The basis of any plan, financial or otherwise is having the end goal in mind. It is much easier to get to where you need to be when […]