Buy–Sell Insurance Explained: Protecting Business Partners and Families
When people go into business together, they usually focus on growth, opportunity, and shared goals. Very few spend enough time planning for what happens if one partner can no longer continue due to death, disability, or an unexpected exit. Having insurance on key personnel is important, but it can be even more crucial for the […]
🧭 The Truth About Life Insurance in Canada: What You’re Not Being Told
Life insurance is one of those topics people tend to avoid. It sounds complicated, expensive, and full of fine print, and the truth is, a lot of what’s said about it just isn’t accurate. As a financial advisor, I’ve seen clients make decisions about insurance based on half-truths and sales pitches. The result? They either […]
The 5 Biggest Mistakes Canadians Make with Their Money (and How to Avoid Them)
Introduction Money can be one of the biggest sources of stress in our lives; especially when it feels like we’re doing everything “right” and still not getting ahead. Over the years, I’ve seen many Canadians make the same avoidable mistakes that keep them from reaching their goals. The good news? Once you spot them, you […]
🏡 How to Get Your Finances in Order: A Step-by-Step Guide for Alberta Families
You don’t need to overhaul your entire financial life overnight.
You just need to take one intentional step at a time.
Employer-Provided Coverage, is it enough?
Here are some reasons you may want to look at supplementing it with a policy that YOU own. As part of your employee benefits package, your employer may provide some group term life insurance. Although its nice to have, it’s important to consider whether it’s sufficient to meet your financial needs. Problem 1: Your Employer […]
Is it worth getting Critical Illness Insurance?
As with any insurance, the answer will change from person to person. Before we explore the need(s) of the client, we should get a better understanding of what this coverage does. As the average life expectancy in Canada and the United States continues to increase, insurance brokers are finding ways to make sure people can […]
5 Huge Mistakes To Avoid When Building A Financial Plan
5 Huge Mistakes To Avoid When Building A Financial Plan Number 3 could cost you THOUSANDS! 1.Trying to “go it alone”/Doing everything yourself. Yes it’s true you can use online brokerages for stocks, bonds, ETF’s & cryptocurrencies, you could create a plan for yourself without ever meeting with a live person. Although, you may be […]
Financial Goal Setting
Financial Goal Setting Before I get started on the breakdown of financial goals, I would like to start with a few words about goal setting in general: The basis of any plan, financial or otherwise is having the end goal in mind. It is much easier to get to where you need to be when […]